What is KnowYourProperty?

The ultimate AI-powered Canadian property platform. Everything you need to know about buying, selling, managing, leasing, and growing your real estate investment, all in one intelligent, trusted hub.

Knowledge Hub

Property Guides & Education

Comprehensive guides on every aspect of Canadian real estate — from first-time buying to commercial investment.

11 guides in Commercial

commercial

Advanced

Commercial Lease vs Buy: Which Is Right for Your Business?

A comprehensive financial analysis of leasing vs buying commercial property.

7 min 23 views

commercial

Advanced

Commercial Real Estate Investing in Canada

A comprehensive guide to investing in Canadian commercial real estate.

8 min 19 views

commercial

Intermediate

Mastering Canadian Commercial Real Estate: An Investor's Guide

Navigate the complexities of the Canadian commercial market with this comprehensive guide. Learn about asset classes, valuation metrics, and provincial regulatory nuances to build a robust portfolio.

9 min 13 views

commercial

Advanced

Commercial Mortgage Guide: Financing Commercial Property

Everything you need to know about financing commercial property in Canada.

8 min 13 views

commercial

Advanced

Commercial Lease Negotiation: Terms, Strategies, and Pitfalls

Key terms, strategies, and pitfalls to avoid when negotiating a commercial lease.

8 min 13 views

commercial

Intermediate

Finding the Right Commercial Space for Your Business

How to find, evaluate, and negotiate the right commercial space for your business.

8 min 11 views

Triple Net (NNN) Leases: A Complete Guide

commercial

Advanced

Triple Net (NNN) Leases: A Complete Guide

Understanding NNN leases, CAM charges, and how to calculate total occupancy costs.

7 min 11 views

commercial

Intermediate

Canadian Commercial Real Estate: The Ultimate Investor's Guide

Master the complexities of the Canadian commercial property market. This guide covers asset classes, valuation metrics like Cap Rates, and provincial regulations to help you make informed investment decisions.

12 min 10 views

commercial

Intermediate

Canadian Commercial Real Estate: The Complete Investor Guide

Master commercial real estate investing across Canada with key metrics, asset classes, financing benchmarks, and due diligence essentials. Learn how cap rates, lease structures, and provincial tax nuances affect your returns.

9 min 3 views

commercial

Intermediate

Mastering Canadian Commercial Real Estate: A Strategic Investor Guide

Navigate the complexities of the Canadian commercial market with this deep dive into asset classes, valuation methods, and provincial regulations. Learn how to build a robust portfolio using professional tools and local insights.

9 min 3 views

commercial

Intermediate

Commercial Real Estate Investing in Canada: A Comprehensive Guide

Unlock the potential of commercial real estate in Canada with this essential guide covering property types, financing strategies, and key investment metrics. Learn how to transition from residential to commercial assets and build a robust portfolio.

8 min 2 views

PRO

Hetas Patel

Realtor

Livio Real Estate Brokerage

Call Hamilton, ON

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Top Property Calculators

Run the numbers on any Canadian real estate decision — mortgages, affordability, closing costs, and insurance.

Mortgage

Your monthly mortgage payment is the foundation of your housing budget. This calculator shows exactly what you'll pay each month, how much goes to interest vs. principal, and the total cost over your amortization period — so you can compare rates, terms, and down payments before committing.

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Affordability

Knowing your max purchase price before house hunting saves time and prevents disappointment. This calculator uses the standard 32% GDS ratio — the guideline most Canadian lenders follow — to estimate how much home your income and down payment can support.

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Closing Costs

Closing costs are the hidden expense that catches many buyers off guard — typically 1.5–4% of the purchase price on top of your down payment. This calculator breaks down land transfer tax, legal fees, inspections, and insurance by province, including Toronto's double tax.

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CMHC Insurance

If your down payment is under 20%, Canadian law requires mortgage default insurance (CMHC or private equivalent). This premium is added to your mortgage and affects your total cost. This calculator shows the premium tier based on your down payment and how it impacts monthly payments.

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